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London Market Snippets: An eye on what the Insurance market needs to know (Summer 2023)

07 August 2023

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Welcome to the summer 2023 edition of ‘London Market Snippets’, a digest of cases, news and information for those working in the Lloyd’s and London market.

In this edition we look at some recent and ongoing cases involving Covid-19 business interruption losses, directors and officers, aviation/war risks, fine art and specie, broker/errors and omissions and warranties and indemnities.

As ever, if you would like to discuss any of the matters below, don’t hesitate to get in touch with our London Market Team. You can also access more useful information in our Insurance Insights 2023 publication.

Where to find us

Over the next few weeks/months we will be attending the following Market events if you would like to catch up with us:

• 10-13 September – 65th Reinsurance Rendez-Vous, Monaco

• 8 November – Harmonie Group, London Conference

Francis Mackie

Partner

Colin Peck

Partner

Sam Zaozirny

Senior Associate

Laura Brown

Senior Associate

Key contacts

Francis Mackie

Partner

francis.mackie@brownejacobson.com

+44 (0)20 7337 1027

View profile

Contact Francis

Colin Peck

Partner

colin.peck@brownejacobson.com

+44 (0)20 7337 1016

Insurers and reinsurers

Lloyd's and London market

By a narrow 2 to 1 majority, the Court of Appeal finds in favour of insurers in the construction of an exclusion clause in a W&I policy

17 October 2024

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By a narrow 2 to 1 majority, the Court of Appeal finds in favour of insurers in the construction of an exclusion clause in a W&I policy

Organisational approaches to ESG matters

15 October 2024

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Organisational approaches to ESG matters

Navigating Catastrophe Law: Legal Frameworks for Natural and Man-Made Emergencies

06 November 2024

In Person Event

Navigating Catastrophe Law: Legal Frameworks for Natural and Man-Made Emergencies

LMA binders’ consultation

23 September 2024

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LMA binders’ consultation

Smooth sailing ahead: The LMA's new Open Form Default Clause

23 September 2024

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Smooth sailing ahead: The LMA's new Open Form Default Clause

PFAS: The issue that won’t go away

23 September 2024

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PFAS: The issue that won’t go away

Oklahoma earthquake: Racial discrimination in adjudication

23 September 2024

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Oklahoma earthquake: Racial discrimination in adjudication

Will the Online Safety Act help reduce Google ad spoofing in insurance?

23 September 2024

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Will the Online Safety Act help reduce Google ad spoofing in insurance?

Vicarious liability for kinship foster carer abuse: Implications for local authority insurers

23 September 2024

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Vicarious liability for kinship foster carer abuse: Implications for local authority insurers

Latest short-term insurance trends

23 September 2024

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Latest short-term insurance trends

Motor finance complaints on hold: Why now is the time for strategic action

10 September 2024

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Motor finance complaints on hold: Why now is the time for strategic action

General insurance claims part 3: evidence of the insurance markets’ learnings from the consumer duty

Published Article

General insurance claims part 3: evidence of the insurance markets’ learnings from the consumer duty

Artificial intelligence putting the ‘actuarial defence’ to the test?

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Artificial intelligence putting the ‘actuarial defence’ to the test?

Under the influence: France introduces insurance requirement for influencers

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Under the influence: France introduces insurance requirement for influencers

Insuring a summer of sport

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Insuring a summer of sport

The impact of UK riots on insurers

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The impact of UK riots on insurers

The Word, August 2024

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The Word, August 2024

Product Safety and Metrology Bill: E-bike and e-scooter fires

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Product Safety and Metrology Bill: E-bike and e-scooter fires

Choose your words wisely: Balancing inclusivity and employees’ beliefs at work

Opinion

Choose your words wisely: Balancing inclusivity and employees’ beliefs at work

General insurance claims: The consumer duty’s easy target? (part 2: ‘a history of warnings’)

Published Article - Consumer Duty

General insurance claims: The consumer duty’s easy target? (part 2: ‘a history of warnings’)

Words matter: Another case on the importance of accurate drafting

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Words matter: Another case on the importance of accurate drafting

How might AI impact insurer climate targets?

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How might AI impact insurer climate targets?

London Fire Brigade to stop attending for automatic fire alarms: Implications for insurers

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London Fire Brigade to stop attending for automatic fire alarms: Implications for insurers

Navigating Oil Price Cap legislation: LMA issues revised Cargo and Hull wordings

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Navigating Oil Price Cap legislation: LMA issues revised Cargo and Hull wordings

It’s not cricket: Insurers change their mind about jurisdiction

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It’s not cricket: Insurers change their mind about jurisdiction

Using AI to help spot vulnerable customers

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Using AI to help spot vulnerable customers

Is your cyber resilience shored up?

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Is your cyber resilience shored up?

CrowdStrike: Assessing the fallout of potentially the “largest IT outage in history”

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CrowdStrike: Assessing the fallout of potentially the “largest IT outage in history”

��ϲ�� survey finds 38% of insurers considering pulling out of the solicitors PII market

Press Release

��ϲ�� survey finds 38% of insurers considering pulling out of the solicitors PII market

EU Digital Operational Resilience Act: Countdown to comply with the January 2025 deadline

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EU Digital Operational Resilience Act: Countdown to comply with the January 2025 deadline

Changing lanes: Automated Vehicles Act 2024 becomes law

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Changing lanes: Automated Vehicles Act 2024 becomes law

Tobacco and snus use – are insurers asking the right questions?

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Tobacco and snus use – are insurers asking the right questions?

What does the draft terrorism (Protection of premises) bill (Martyn’s Law) mean for insurers?

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What does the draft terrorism (Protection of premises) bill (Martyn’s Law) mean for insurers?

Court of Appeal upholds decision on professional indemnity policy exclusions in insurer's appeal

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Court of Appeal upholds decision on professional indemnity policy exclusions in insurer's appeal

Uninsured driving: The road to liability for insurers and third parties

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Uninsured driving: The road to liability for insurers and third parties

Artificial intelligence in insurance: Targeted marketing as a quasi-underwriting function

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Artificial intelligence in insurance: Targeted marketing as a quasi-underwriting function

Multi-occupancy building insurance: Latest tribunal decision

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Multi-occupancy building insurance: Latest tribunal decision

The Word, June 2024

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The Word, June 2024

The benefits of good governance in sport

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The benefits of good governance in sport

Updated UK Consumer Wordings Guidance: ��ϲ�� collaborates with the LMA

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Updated UK Consumer Wordings Guidance: ��ϲ�� collaborates with the LMA