Insurance coverage disputes and policy interpretation
°ÄÃÅÁùºÏ²Ê×ÊÁÏ acts for insurers (live/run-off and primary/excess layers) and reinsurers in coverage disputes across all classes of business. We’re the first port of call for many insurers on complex coverage disputes in the UK and internationally, where we act as monitoring counsel.
We’re known for robustly protecting insurers interests in order to obtain excellent outcomes and significantly improve loss ratios. We handle challenging disputes in such a way that our clients’ key commercial relationships are maintained. What sets us apart is the number of fee earners who specialise mainly in coverage disputes rather than the defence of claims. Here, we champion fairness, make the complex simple and forge connections between clients to find creative solutions.
We’re particularly active in acting on coverage disputes in the following areas: professional indemnity, D&O, FI, political risk, general and product liability, EPL, health, specie, CAR, property, K&R, cyber and fine art.
Many of our disputes are arbitrated and we have extensive experience of ad hoc arbitrations and those under all the main bodies including the LCIA and ICC and whether Bermuda Form or otherwise.
Featured experience
A run-off insurer
Defending Third Party (Right Against Insurers) Act 2010 proceedings following the repudiation of £30m of claims against a professional firm.
An insurer
Acting for insurers in a £100m arbitration following the rejection of attempted notifications of circumstances.
An insurer
Advising insurers on coverage issues arising from an overseas construction risks binder and acting on the subsequent recovery action against the coverholder.
Reinsurers
Advising London reinsurers on coverage issues arising from the riots in Chile in late 2019.
Related expertise
Key contacts
Ed Anderson
Partner
Jonathan Newbold
Partner
Francis Mackie
Partner
Colin Peck
Partner
Rachael Murphy
Senior Associate
Testimonials
"The lawyers provide professional and timely advice on all queries with excellent understanding of insurance."
"A firm that can go toe-to-toe with the best of the magic circle in insurance and prof neg matters. Expertise on the law runs through all levels, and the collaborative nature of the partnership and teams means that particularly on the larger cases, one gets excellent service across the board, with a sound strategy."
You may be interested in...
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
The ‘grate’ cheese robbery: Implications for insurance professionals
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Environmental crime and the impact for insurers
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Weather protection parametric insurance: A sign of things to come?
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Updates to the UK’s Arbitration Bill
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Ozempic: The rising costs and coverage issues of weight loss medication
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Contractor insolvency: Peabody Trust v NHBC
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
By a narrow 2 to 1 majority, the Court of Appeal finds in favour of insurers in the construction of an exclusion clause in a W&I policy
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
PFAS: The issue that won’t go away
°ÄÃÅÁùºÏ²Ê×ÊÁÏ - The Word
The Word, August 2024
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Words matter: Another case on the importance of accurate drafting
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
It’s not cricket: Insurers change their mind about jurisdiction
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Multi-occupancy building insurance: Latest tribunal decision
°ÄÃÅÁùºÏ²Ê×ÊÁÏ - The Word
The Word, June 2024
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Final FCA anti-greenwashing rule guidance published
°ÄÃÅÁùºÏ²Ê×ÊÁÏ - The Word
The Word, May 2024
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
The Baltimore bridge collapse: One of the biggest losses in maritime insurance history?
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
The space data revolution
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Chubb ordered to indemnify SXSW for Covid cancellation
°ÄÃÅÁùºÏ²Ê×ÊÁÏ - The Word
The Word, March 2024
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Commercial Court considers requests for stay or anti-suit injunction where two competing reinsurance wordings
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Insurers prevail once more in construction of an exclusion clause in W&I policy
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
FCA writes to MPs over car insurance premiums. What do increases mean for fraud?
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Biodiversity Net Gain: A new landscape for restoration clauses
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
The regulators’ pet project
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Insurance and the escalating situation in Suez Canal
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Update: Further debates on the Automated Vehicles Bill in the House of Lords this month
°ÄÃÅÁùºÏ²Ê×ÊÁÏ - The Word
The Word, February 2024
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Progress on the Automated Vehicles Bill
°ÄÃÅÁùºÏ²Ê×ÊÁÏ - The Word
The Word, January 2024
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Voldemort causes havoc at Sellafield – nuclear risks and insurance policies
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
A blow to manufacturers as Thai Court confirms insurers’ denial of cover in wind turbine case
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
'Clear and unambiguous' exclusions: Cameron Soule v Woodward Design + Build LLC
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Follow the leader: Insurers using algorithmic underwriting
°ÄÃÅÁùºÏ²Ê×ÊÁÏ - The Word
The Word, December 2023
![Al Mana Lifestyle Trading L.L.C. & Others v United Fidelity Insurance Company PSC & Others [2023] EWCA Civ 61 – Update](/getattachment/b24270a8-0bb3-4a8a-bcf0-37830f99591b/shutterstock_710149084_6x4.jpg?variant=HeroImageTabletVariantDefinition)
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Al Mana Lifestyle Trading L.L.C. & Others v United Fidelity Insurance Company PSC & Others [2023] EWCA Civ 61 – Update
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Proposed amendments to the Arbitration Act 1996
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Chubb leads a $50m consortium to help mitigate the increasing risks associated with lithium-ion batteries
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
D&O: Australian Courts consider the meaning of ‘personal advantage'
°ÄÃÅÁùºÏ²Ê×ÊÁÏ
Trade credit: Australian Courts consider the meaning of ‘recoveries’
