Welcome to April 2023’s edition of The Word, a monthly digest of news, views and cases of interest to policy wordings professionals, brought to you by °ÄÃÅÁùºÏ²Ê×ÊÁÏ’s Policy Drafting and Distribution Team.
This month is another contains another wide variety of topics including the use of AI to verify works of art, implications of insuring e-scooters and the latest FCA consultation on multi-occupancy buildings. We also look at some interesting recent cases on the application of policy exclusions, the interplay between primary and excess layers policies, subrogation rights and whether COVID-19 amounts to property damage.
I hope you find this month’s edition interesting and insightful.
Tim
Contents
- Beware of broad exclusion – Cronos v Generali
- Australian courts issue a ‘common sense’ judgment on a rainfall exclusion
- Subrogation and ‘co-insureds’
- Canadian court rules on whether COVID-19 amounts to physical damage
- FCA launches Consultation Paper on Multi-Occupancy Buildings
- E-scooters – what are they?
- Defining a home - what’s within a dwelling?
- Artificial Intelligence – the science of art